- For everyday spending up to $1,000
- Nothing to pay today
- Interest free always
- Flexible repayments
Zip accountApply for your Zip account and make as many purchases as you want, up to your limit. Create an account with Zip.
Payment flexibilityEveryone’s different. That’s why we let you tailor your payments to suit your lifestyle.
Interest freeEvery purchase you make with Zip is interest free. Online, every time, every day.
Payments explainedIt's easy! Every time you make a purchase we simply add it to your account. Then at the beginning of the month, we send you a summary (called a "statement") of what you spent and what you paid in the month. You can then pay it back in full at the end of the month or pay over time from as little as $40 a month, interest free.
Call: (02) 8294 2345 or for more information visit the Zip website.
What is Humm?
Humm is simply the easier way to pay. You can shop online or instore at any Humm retail partner and they will spread the cost of your purchase over 8 weekly or 4 fortnightly payments. It’s just that little bit extra breathing space to make buying easier.
Who can use Humm?
Humm is available to all people who fit the following criteria:
- Live in Australia
- Be at least 18 years old
- Be capable of entering into a legally binding agreement
- Have a valid and verifiable email address and mobile number
- Have an Australia credit card
How do I use Humm?
When shopping online you just simply need to select Oxipay during the checkout process.
What does it cost to use Humm?
Humm does not charge you fees for making a purchase and making payments on time. If you do not make your payments on time late payment fees may apply.
When are my payments processed?
The payments on your Humm purchase are outlined in your consumer portal area as well as on your purchase confirmation email. All payments will be debited on the dates specified unless the payment is due on a day that is not a business day.
What happens if I cannot make a payment?
The friendly Humm support team is available to help if you have any questions about your payments. You can contact us via our support page or call 1800 895 791.
Can I make additional payments or pay off my purchase earlier?
You certainly can. Humm charges no fees to complete your purchase payments early. If you would like to do this please contact the friendly support team via our support page or call 1800 895 791.
What if I want to return the goods I have purchased?
You will need to contact the retailer who will handle returns in accordance with their policy. If a return is accepted we will refund what you’ve paid us and cancel any future payments. We’ll do this as soon as we can, but the process can take time.
Who do I contact about refunds?
You will need to contact the retailer who will handle refunds in accordance with their policy. If a refund is required in accordance with the retailer’s policy or by law, and we are told by the retailer to do so, we’ll refund what you’ve paid us and cancel any future payments. If you have problems with a retailer about a refund or anything else, contact Humm via their support page or call on 1800 895 791.
I haven’t received my purchase?
If you do not receive the goods you have purchased please contact the retailer where you purchased your goods from. If you are experiencing problems please contact us via our support page or by calling the support team 1800 895 791.
How do I close my account?
You can close your account by contacting us via our support page. Please note that all outstanding amounts will need to be paid in full before you can close your account.